Please be advised that our Private Student loan application process begins with the student as the Borrower, who then selects a co-applicant. Co-applicants will receive an email with detailed instructions indicating that they were selected to be a co-applicant. The email also contains pertinent information that the Co-borrower must enter. We recommend that you speak with the student borrower to determine if they have initiated their Private Student loan application and if they selected you as a co-borrower.